iD Press - Information & News

Credit Freeze Request Letter

0

What is it?
This is a pre-written letter you can send to credit bureaus to request a freeze on your credit file. A credit freeze helps prevent unauthorized access to your credit report, making it harder for identity thieves to open accounts in your name.

Why is it important?
A credit freeze is one of the most effective ways to stop identity theft in its tracks. If you’ve lost personal information, had your identity stolen, or simply want to take proactive control of your credit, this letter helps you initiate the freeze process quickly and correctly.

Where can users find more information?
You can learn more about credit freezes from the Federal Trade Commission (FTC) and the major credit bureaus.

Relevant Links:

Categories

Privacy

0

The term privacy refers to an individual’s ability to manage one’s personal information or Personally Identifiable Information (PII). PII data could potentially identify a specific individual. Here are some examples:

  1. Full name
  2. Social security number
  3. Date and place of birth
  4. Home address
  5. Email address
  6. Phone number
  7. Driver’s license number
  8. Passport number
  9. Biometric data (fingerprints, facial recognition data)
  10. Financial information (bank account numbers, credit card numbers)

Categories

Identity Theft

0

What is Identity Theft?
Identity theft is when someone illegally gets and uses another person’s personal info, like Social Security or credit card numbers, to do fraud. It can lead to financial loss, damage credit, legal problems, and emotional distress for the victim. To prevent it, protect personal info, check accounts often, and report any suspicious activity quickly.

How do the bad actors get my information?
Bad actors get your information primarily through security breaches in major corporations like Equifax, AT&T, and Verizon. These breaches expose vast amounts of sensitive personal data, posing a significant threat to individuals and leading to increased incidents of identity theft.

If you suspect that you have become a victim of identity theft, it’s crucial to take immediate action to protect yourself.

Step 1: Download the Pamphlet 01 and follow the instructions.

Step 2: Print the Pamphlet and keep track of your progress

Step 3: Complete all the relevant steps.

Pamphlet 01

Download and Print this pamphlet to get started.

Download

Forms

Please read through the Pamphlet 01 before using any of these forms below.

Download All

Links

FTC Website

Go!
Categories