What is it?
This is a pre-written letter you can send to credit bureaus to request a freeze on your credit file. A credit freeze helps prevent unauthorized access to your credit report, making it harder for identity thieves to open accounts in your name.
Why is it important?
A credit freeze is one of the most effective ways to stop identity theft in its tracks. If you’ve lost personal information, had your identity stolen, or simply want to take proactive control of your credit, this letter helps you initiate the freeze process quickly and correctly.
Where can users find more information?
You can learn more about credit freezes from the Federal Trade Commission (FTC) and the major credit bureaus.
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